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Standard Chartered Bank - Terms & Conditions

Tuesday Cashback Offer
Valid up to 30th September 2020

 

  1. This marketing program (“Program”) is from Standard Chartered Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding Standard Chartered Bank debit or credit card.
  2. The Validity of the Program (“Term”) is from 8th September– 30th September 2020 (offer period), unless extended by Banks & Merchant
  3. Under this program:
  4. For transaction amounting to Rs. 20,000 & above with the card, participating Bank cardholder can avail up to 5% Cashback on qualifying transaction at Croma store and on croma.com each Tuesday
  5. Maximum Cashback on each Tuesday is capped at Rs. 3,000 at card level
  6. The cashback offer will be applicable on both debit and credit card
  7. This Program is not applicable on Corporate or business cards
  8. Cashback program is also applicable on e-Commerce transactions done on www.croma.com
  9. Cashback will be credited to the card account within 90 working after completion of offer period
  10. Cashback is also applicable on EMI transactions on credit cards.
  11. Offer cannot be combined with brand EMI offer
  12. All queries related to the Program will be entertained only till 30th September 2020
  13. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
  14. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.
  15. All the existing offers, gifts, discounts, etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.
  16. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly, Banks in no circumstances shall be liable for the non-availability of any of the products.
  17. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
  18. All government Levies like Sales Tax, TDS, any Local Tax, Octroi, etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of the Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and the language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
  20. Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
  21. Note: Croma is a participating company as per the commercial between Standard Chartered Bank Ltd and Infiniti Retail Ltd.

 

 

ICICI Bank Credit & Debit Cards - Terms & Conditions

Thursday Cashback Offer
Valid up to 30th September 2020

 

  1. This marketing program (“Program”) is from ICICI Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding a valid and current ICICI Bank Debit &/or ICICI Bank Credit Card (“Cardholder”)
  2. The Validity of the Program (“Term”) is for every Thursday between 1st September – 30th September 2020, unless extended by the Parties and Merchant.
  3. Under this program:
  4. For Normal non-EMI Transactions

For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as same-day Cashback on qualifying transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2000 as same-day cashback  at Croma store & on croma.com

  1. For EMI Transactions

For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank Debit or Credit cardholder can avail Rs 1250 as same-day Cashback on EMI transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2500 as same-day cashback at Croma store & croma.com

  1. Cashback will be applicable on EMI transactions done at Croma POS terminal or on croma.com
  2. The cashback on transactions on croma.com will be processed within 10 working days once the product is delivered
  3. Eligible bank customer has to select the bank offer on the payment page to avail the offer.
  4. Non –eligible bank customers will receive appropriate error messages and can proceed without the instant discount.
  5. Instant discounts will not be extended for the customer if he/she fails to select the bank offer.
  6. Maximum Cashback on a Thursday under the offer will be Rs. 2,500 at a card level
  7. Offer will not be applicable on Amazon Pay, Business, Commercial & Corporate ICICI Bank Credit Cards
  8. Offer cannot be combined with brand EMI offer
  9. Program is applicable only on transactions done on Thursdays & will not be applicable on any other day of the week
  10. Cashback will not be applicable on advance invoice
  11. Maximum 1 transaction on a card will be eligible for same-day cashback on a Thursday, any further transaction using the same card will not get the benefit of the offer. Only 1 card per invoice is eligible for cashback
  12. Any query regarding the program will be entertained till 30th September 2020. Post such date; ICICI Bank will not entertain any correspondence or communication regarding this Program from any cardholder.
  13. Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
  14. All the existing offers, gifts, discounts, etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
  15. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by ICICI Bank or by Merchant
  16. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by ICICI Bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of the Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and the language of the arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against ICICI Bank
  17. The Program is for the consumption of individual retail consumers only Infiniti Retail & ICICI Bank reserve right to modify or end the offer during the campaign period
  18. Note: - Croma is a participating entity as per the commercial between ICICI Bank and Infiniti Retail Ltd.

 

 

HDFC Bank Debit & Credit Card - Terms & Conditions 

Friday Cashback Offer

Valid up to 30th September 2020

  1. This marketing program (“Program”) is from HDFC Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding HDFC Bank card.
  2. The Validity of the Program (“Term”) is from 1st September – 30th September 2020, unless extended by Banks & Merchant.
  3. Under this program:
  4. The cashback offer will be applicable on debit & credit cards.
  5. Normal non-EMI Transactions: For transactions amounting to Rs. 10,000 & above with the card. HDFC credit & debit cardholder can avail 5% Cashback on qualifying transactions at the Croma store and/or croma.com each Friday. Maximum Cashback on each Friday during the promo period is capped at Rs. 2,000 per card.
  6. EMI Transactions: Cashback will be applicable on credit and debit cards bank EMI transactions. For transaction amounting to Rs. 10,000 & above with the card, HDFC debit or credit cardholder can avail 5% Cashback on qualifying transaction at Croma store and/or croma.com each Friday. Maximum Cashback on each Friday during the promo period is capped at Rs. 3,000 per card.
  7. Total cashback on Friday is capped at Rs3000 per card
  8. EMI offer will be applicable to Bank EMI as well as Brand EMI transactions. However, customer can avail only one cashback offer at a time. In the case of Brand EMI Cashback Offer, customers can avail only Brand EMI Cashback offer.
  9. Two cashback offers cannot be combined
  10. The cashback offer will be applicable till 30th September 2020
  11. This Program is not applicable to Corporate, Business cards, Netsafe and Virtual Cards and Jet Privilege World Debit & credit cards
  12. Cashback program is also applicable on e-Commerce transactions done on www.croma.com
  13. Cashback for debit card transactions will be credited to the card account within 90 days from the end of the calendar month of the date of the transaction and it will be credited as cashback points where 1 cashback point=1 Rs.
  14. Cashback for credit card transactions will be credited directly into the credit card account
  15. Customer needs to redeem the cashback either by logging into Netbanking or calling phone banking
  16. Cashback will be credited to Savings/Salary or current account within 48 Hours of request for redemption
  17. Cashback for credit card transactions will be credited directly into the card account
  18. Cashback will be processed after 90 working days from last valid transaction date
  19. All queries related to the Program will be entertained only till 30th September 2020
  20. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
  21. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.
  22. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
  23. All government Levies like Sales Tax, TDS, any Local Tax, Octroi, etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  24. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of the Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and the language of the arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
  25. Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
  26. Note: Croma is a participating company as per the commercial between HDFC Bank Ltd and Infiniti Retail Ltd.

 

 

HSBC Credit Cards - Terms & Conditions

Saturday-Sunday Cashback Offer
Valid up to 30th September 2020

 

  1. This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC), and any participation in the said offer is voluntary.
  2. The offer is applicable to existing and new Resident HSBC Credit Cardholders, excluding Corporate Cardholders (hereinafter referred to as ‘Cardholders’). Credit Cardholders who have not repaid their minimum payment due within 30 days of their payment due date as mentioned on the credit card statement, will not be eligible for the offer.
  3. Cardholders are required to use their valid HSBC Credit Card (‘Card’) to avail of the offer.
  4. During the period 5th-6th/19th-20th September 2020 (Offer Period), Cardholders on using their valid HSBC Credit Card (‘Card’) at Croma stores or the Croma website will be entitled to 5% cashback (‘Offer’)
  5. The maximum cashback a customer will receive under this offer is INR 1500 per day on the weekend.
  6. Customers have to transact for a minimum value of INR 15000 to be eligible for the offer
  7. The offer will be valid on purchases made on Saturday and Sunday’s only within the specified Offer period.
  8. The cashback is over and above any other offer being offered by the stores during the offer period
  9. The Offer is also applicable on payments made through EMI on HSBC Credit cards.
  10. Offer cannot be combined with brand EMI offer
  11. The cashback will be posted into the customer’s card account within 90 working days from the last valid transaction date
  12. HSBC does not endorse any of the products or brands being offered by Croma stores or the Croma website ( www.croma.com) and does not make any warranties or representations as to the quality, merchantability, suitability, or availability of products. Any dispute regarding these must be addressed in writing, by the Cardholder directly to the brand. 
  13. HSBC and Croma reserves the right to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this Offer with another offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate notice to the Cardholders. The Offer may/may not be extended as mutually agreed by HSBC and Croma.
  14. Prior to using the Croma website and/or the mobile app the Cardholder should refer, read, understand, accept and agree to the user agreement and terms and conditions of the said website and the mobile app, and proceed only if the Cardholder agrees to abide by the same. The Cardholder will be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and the mobile site, prior to providing any such information. Any disclosure of information made by the Cardholder towards availing of or fulfillment of the Offer is at the sole discretion of the Cardholder and HSBC shall not be responsible for the same. Croma may use the personal information shared by the Cardholder for any other purpose (like marketing, etc.) and the Bank will not be held liable for such usage of personal information.
  15. This Offer is subject to the terms and conditions of Croma and the Cardholders are required to refer, read, understand, accept, and agree to be bound by them prior to availing of the Offers.
  16. All decisions in respect of the offer shall be at the sole discretion of HSBC and the same shall be final, binding and non-contestable. Other than the specific entitlements available to the Cardholders under this Offer, any other claims with regard to this Offer against HSBC are waived.
  17. HSBC reserves the sole right to decide on whether a purchase transaction meets the eligibility criteria

 

 

Yes Bank Credit Cards - Terms & Conditions

Sat-Sun Cashback Offer
Valid up to 30th September 2020

 

  1. This offer is brought to you by Yes Bank Limited and any participation in the said offer is voluntary.
  2. The offer is applicable to existing and new Resident Yes Bank Credit Cardholders, excluding Corporate Cardholders (hereinafter referred to as ‘Cardholders’). Credit Cardholders who have not repaid their minimum payment due within 30 days of their payment due date as mentioned on the credit card statement, will not be eligible for the offer.
  3. Cardholders are required to use their valid Yes Bank Credit Card (‘Card’) to avail of the offer.
  4. During the period 5th-6th/19th-20th September 2020 (Offer Period), Cardholders on using their valid Yes Bank Credit Card (‘Card’) at Croma stores or the Croma website will be entitled to Rs750 cashback on full swipe and Rs1500 on EMI transaction (‘Offer’)
  5. The Offer is also applicable on payments made through EMI on Yes Bank Credit cards.
  6. Offer cannot be combined with brand EMI offer
  7. Customers have to transact for a minimum value of INR 15000 to be eligible for the offer
  8. The offer will be valid on purchases made on Saturday and Sunday’s only within the specified Offer period
  9. The cashback is over and above any other offer being offered by the stores during the offer period
  10. The cashback will be posted into the customer’s card account within 90 working days from the last valid transaction date
  11. Yes Bank does not endorse any of the products or brands being offered by Croma stores or the Croma website ( www.croma.com) and does not make any warranties or representations as to the quality, merchantability, suitability, or availability of products. Any dispute regarding these must be addressed in writing, by the Cardholder directly to the brand
  12. Yes Bank and Croma reserves the right to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this Offer with another offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate notice to the Cardholders. The Offer may/may not be extended as mutually agreed by Yes Bank and Croma
  13. Prior to using the Croma website and/or the mobile app the Cardholder should refer, read, understand, accept and agree to the user agreement and terms and conditions of the said website and the mobile app, and proceed only if the Cardholder agrees to abide by the same. The Cardholder will be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and the mobile site, prior to providing any such information. Any disclosure of information made by the Cardholder towards availing of or fulfillment of the Offer is at the sole discretion of the Cardholder and Yes Bank shall not be responsible for the same. Croma may use the personal information shared by the Cardholder for any other purpose (like marketing, etc.) and the Bank will not be held liable for such usage of personal information
  14. This Offer is subject to the terms and conditions of Croma and the Cardholders are required to refer, read, understand, accept and agree to be bound by them prior to availing of the Offers
  15. The usage of the credit card and debit card is governed by applicable terms & conditions. Please visit www.yesbank.in for detailed terms and conditions
  16. All decisions in respect of the offer shall be at the sole discretion of Yes Bank and the same shall be final, binding, and non-contestable. Other than the specific entitlements available to the Cardholders under this Offer, any other claims with regard to this Offer against Yes Bank are waived
  17. Yes Bank reserves the sole right to decide on whether a purchase transaction meets the eligibility criteria

 

 

MobiKwik Cashback Offer - Terms & Conditions

Tuesday/Saturday/Sunday Offer

 

  1. Offer valid at Stores and Croma.com
  2. Offer 1: Rs.1000 cashback on transactions above Rs.10000
  3. Offer 2: Rs.400 cashback on transactions above Rs.5000
  4. User can avail either Offer 1 or Offer 2 as per the transaction amount
  5. Rs.100 Cashback will be credited within 48 hours of the transaction. Valid once per month per User.
  6. Offer valid on Tuesdays, Saturdays & Sundays only
  7. Offer and Cashback will be availed only by eligible KYC users.
  8. It is must for the customer to complete their KYC prior the transaction.
  9. Croma has no responsibility for completing the customers KYC or will not entertain any such request/inquiry if customer’s KYC is incomplete.