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Terms & Conditions - HDFC Bank Debit & credit Card - Friday Cashback Offer
1st November – 31st December 2018

  1. This marketing program (“Program”) is from HDFC Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding HDFC Bank debit card.
  2. The Validity of the Program (“Term”) is from 1st Nov – 31st Dec 2018 days included), unless extended by Banks & Merchant.
  3. Under this program:
  4. For transaction amounting to Rs 10,000 & above with the card, HDFC debit or credit card holder can avail of a 5% Cash back on qualifying transaction at Croma store and / or each Friday.
  5. Maximum Cash back on each Friday during the promo period is capped at Rs 2,000 at card level
  6. The cashback offer will be applicable till 30th Nov 2018
  7. The cashback offer will be applicable on debit card & credit cards
  8. This Program is not applicable on Corporate ,Business cards, Netsafe and Virtual Cards and Jet Privilege World Debit & credit cards
  9. Cashback programme is also applicable on e-Commerce transactions done on
  10. Cash back for debit card transactions will be credited to the card account within 90 days from end of the calendar month of the date of transaction and it will be credited as cashback points where 1 cashback point=1 Rs.
  11. Cashback will be applicable on normal, bank Emi and brand Emi transactions on credit and debit cards
  12. Cashback for credit card transactions will be credited directly into credit card account
  13. Customer needs to redeem the cashback either by logging into Netbanking or calling phone banking. Cashback will credited to Savings/Salary or current account within 48 Hours of request for redemption.
  14. Cashback for credit card transactions will be credited directly into card account within 90 days from date of transaction
  15. All queries related to the Program will be entertained only till 31st December 2018
  16. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
  17. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.
  18. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
  19. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  20. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
  21. Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
  22. Note: Croma is a participating company as per the commercial between HDFC Bank Ltd and Infiniti Retail Ltd.