SBI & Tata Credit Cards - Terms & Conditions

Saturday & Sunday Only

 

1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with Infiniti Retail Ltd (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
2. The Validity of the Program (“Term”) is from campaign period mentioned below, unless extended by SBICPSL and the Merchant as mentioned below:
3.  Campaign Period for SBI cards:
   1. 23-24 Nov 2019
   2. 14-15 Dec 2019
   3. 28-29 Dec 2019

 

4. Under this Program:
5. A cardholder can avail 5% Cashback on transaction at Croma Outlets or Croma.com, using SBI Credit card or Tata Card as below, during the term.
6. This Program is not applicable on SBI Corporate Card & SBI debit cards.
7. Cashback is applicable on regular, Bank EMI & brand EMI transactions
8. Cashback will be posted within  60 days from the last date of the transaction month
9. Offer cannot be combined with brand cashback offer.
10. No two offers can be clubbed together. In case where SBI Card has Cashback offer with certain Manufacturer/OEM their cardholder will only be eligible for that Manufacturer/OEM Cashback offer for purchases done at Croma during above mentioned offer period. In such cases the T&C of Manufacturer/OEM Cashback offer will apply.
11. Delinquent and over-limit SBI Credit Card members will not qualify for this Offer. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
12. All the existing offers, gifts, discounts etc. that are being offered by the Merchant can be availed by the Cardholders over and above of this exclusive offer as mentioned in the communication.
13. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
14. Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
15. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
16. All government levies such as sales tax, TDS, local taxes, octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
17. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if at all, shall not constitute a claim against SBICPSL.
18. Cardholders are not bound in any way to participate in the Program and any participation is deemed to be voluntary. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time at its own discretion.

 

Standard Chartered Bank Credit & Debit Cards  - Terms & Conditions
Tuesday Only

Valid up to 31st December 2019

 

1. This marketing program (“Program”) is from Standard Chartered Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding Standard Chartered Bank debit or credit card.
2. The Validity of the Program (“Term”) is from 1st December 2019 – 31st December 2019 (Both days included), unless extended by Banks & Merchant.
3. Under this program:
4. For transaction amounting to Rs. 20,000 & above with the card, participating Bank cardholder can avail of a 5% Cashback on qualifying transaction at Croma store and / or croma.com each Tuesday.
5. Maximum Cash back on each Tuesday is capped at Rs. 3,000 at card level
6. The cashback offer will be applicable on both debit and credit card
7. This Program is not applicable on Corporate or business cards.
8. Cashback programme is also applicable on e-Commerce transactions done on www.croma.com
9. Cash back will be credited to the card account within 90 days from the date of transaction
10. Cashback is also applicable on EMI transactions on credit cards.
11. Offer cannot be combined with brand EMI offer
12. All queries related to the Program will be entertained only till 31st January 2020
13. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
14. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.
15. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.
16. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly Banks in no circumstances shall be liable for non-availability of any of the products.
17. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
18. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
20. Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
21. Note: Croma is a participating company as per the commercial between Standard Chartered Bank Ltd and Infiniti Retail Ltd.

 

 

American Express Cards - Terms & Conditions

Wednesday Only 
Valid up to 31st March 2020

 

1. This marketing program (“Program”) is from American Express under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding a valid and current American Express Card (“Cardholder”)
2. The Validity of the Program (“Term”) is for every Wednesday between 11th December 2019 – 31st March 2020, unless extended by the Parties and Merchant.
3. Get 5% Instant Discount on Non-EMI purchases of Rs.20,000 & above every Wednesday.
4. Get 5% Cashback on EMI purchases of Rs.20,000 & above every Wednesday at offline stores on American Express Consumer Credit Cards.
5. This offer is valid for from 11th December 2019 to 31st March 2020.
6. The offer is only available on Wednesdays and won’t be applicable on any other day of the week.
7. The instant discount through Non-EMI transactions can be availed only once per card each Wednesday.
8. The cashback through EMI transactions can be availed only once per card each Wednesday.
9. The maximum discount that can be availed under this offer per transaction will be up to Rs. 2,500.
10. The maximum cashback that can be availed under this offer per transaction will be up to Rs. 2,500.
11. There is no limit on the number of times that the cardmember can avail the offer period.
12. The minimum transaction value of Rs.20,000 is inclusive of other offers and discounts availed by the cardmembers.
13. The offer is also valid on EMI transaction, American Express EMI Terms and conditions will apply (https://www.americanexpress.com/india/membershiprewards/cardmember_offers/terms.html).
14. The offer is available on all EMI tenures.
15. Offer cannot be combined with Brand offers.
16. No two offers can be clubbed together.
17. The cashback for EMI transactions will be credited in 60 Days from the date of transaction.
18. The discount offer can be availed by making transaction of Rs. 20000 or above at participating Croma store or at www.croma.com.
19. The offer is valid on the amount inclusive of taxes.
20. The offer is applicable above the existing offers and discounts offered on the website or In-store.
21. Infiniti Retail (Croma) & American Express reserve the right to modify or end the offer during the campaign period.
22. In case of any dispute or queries related to the cashback offer, Cardmembers can raise their queries within 60 days of the transaction.
23. The offer is non-cashable, not extendable and non-negotiable.
24. There are no blackout days.
25. For return and refund policies Cardmembers are requested to refer to Croma policy(https://www.croma.com/cancellation-and-return)
26. In case of any dispute or queries related to the offer, Cardmembers can reach out to Croma at 7207666000 within 60 days of the transaction.

 

ICICI Bank Credit & Debit Cards - Terms & Conditions  

Thursday Only 
Valid up to 31st December 2019

 

1. This marketing program (“Program”) is from ICICI Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding a valid and current ICICI Bank Debit &/or ICICI Bank Credit Card (“Cardholder”)
2. The Validity of the Program (“Term”) is for every Thursday between 1st December 2019 – 31st December 2019, unless extended by the Parties and Merchant.
3. Under this program:
4. For Normal non-EMI Transactions

For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as same-day Cashback on qualifying transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2000 as same-day cashback  at Croma store

For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as instant discount on qualifying transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2000 as instant discount on croma.com

• For EMI Transactions

For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank Debit or Credit cardholder can avail Rs 1250 as same-day Cashback on EMI transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2500 as same-day cashback  at Croma store

For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank  Credit cardholder can avail Rs 1000 as Cashback on EMI transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2000 cashback  on croma.com which will be processed within 10 days from date of transaction

6. Maximum Cashback on a Thursday under the offer will be Rs. 2,500 at a card level
7. This Program is not applicable to ICICI Corporate or Business Credit cards
8. Offer cannot be combined with brand EMI offer
9. Program is applicable only on transactions are done on Thursdays & will not be applicable on any other day of the week
10. Cashback will not be applicable on the advance invoice
11. Cashback will be applicable on EMI transactions are done at Croma POS terminal or on croma.com
12. Maximum 1 transaction on a card will be eligible for same-day cashback on a Thursday, any further transaction using the same card will not get the benefit of the offer. Only 1 card per invoice is eligible for cashback
13. Any query regarding the program will be entertained till 29th February 2020. Post such date; ICICI Bank will not entertain any correspondence or communication regarding this Program from any cardholder.
14. Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
15. All the existing offers, gifts, discounts, etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
16. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by ICICI Bank or by Merchant
17. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by ICICI Bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of the Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and the language of the arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against ICICI Bank
18. The Program is for the consumption of individual retail consumers only
19. Infiniti Retail & ICICI Bank reserve right to modify or end the offer during the campaign period

Note: - Croma is a participating entity as per the commercial between ICICI Bank and Infiniti Retail Ltd.
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

HDFC Bank Debit & Credit Card - Terms & Conditions 

Friday Cashback Offer
Valid up to 31st December 2019

 

1. This marketing program (“Program”) is from HDFC Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding HDFC Bank debit cards.
2. The Validity of the Program (“Term”) is from 1st December 2019 – 31st December 2019, unless extended by Banks & Merchant.
3. Under this program:
4. The cashback offer will be applicable on debit & credit cards.
5. Normal non-EMI Transactions: For transactions amounting to Rs. 10,000 & above with the card, HDFC debit or credit cardholder can avail 5% Cashback on qualifying transaction at Croma store and/or croma.com each Friday. Maximum Cashback on each Friday during the promo period is capped at Rs. 2,000 per card.
6. EMI Transactions: Cashback will be applicable to credit and debit cards bank EMI transactions. For transaction amounting to Rs. 10,000 & above with the card, HDFC debit or credit cardholder can avail 5% Cashback on qualifying transaction at Croma store and/or croma.com each Friday. Maximum Cashback on each Friday during the promo period is capped at Rs. 3,000 per card.
7. Total cashback on Friday is capped at Rs3000 per card
8. EMI offers will be applicable to Bank EMI as well as Brand EMI transactions. However, customers can avail of only one cashback offer at a time. In the case of Brand EMI Cashback Offer, customers can avail of the only Brand EMI Cashback offer.
9. Two cashback offers cannot be combined
10. The cashback offer will be applicable till 31st December 2019.
11. This Program is not applicable to Corporate, Business cards, Netsafe and Virtual Cards and Jet Privilege World Debit & credit cards.
12. Cashback program is also applicable to e-Commerce transactions done on www.croma.com
13. Cashback for debit card transactions will be credited to the card account within 90 days from the end of the calendar month of the date of the transaction and it will be credited as cashback points where 1 cashback point=1 Rs.
14. Cashback for credit card transactions will be credited directly into the credit card account
15. The customer needs to redeem the cashback either by logging into Netbanking or calling phone banking. Cashback will be credited to Savings/Salary or current account within 48 Hours of request for redemption.
16. Cashback for credit card transactions will be credited directly into card account within 90 days from date of transaction
17. All queries related to the Program will be entertained only till 31st March 2019
18. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
19. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.

 

 

No Cost 3 month EMI Credit Cards Cashback Offer - Terms & Conditions

Saturday & Sunday Only
Valid Up to 31st December 2019

 

1. The Validity of the Program (“Term”) is till 31st December 2019 (Both days included), unless extended Croma.
2. Offer will be valid on Saturday and Sunday during the promotion period.
3. Under this program:
4. For transaction amounting to Rs. 5,000 & above with the credit card for 3 month EMI transaction, Credit cardholder can avail benefit equivalent to interest levied by the bank for 3 months on qualifying EMI transaction at Croma store and/or croma.com
5. Offer is not applicable on Samsung Phones and Tablets.
6. The offer will be applicable on 3-month credit card EMI transactions only
7. The offer is not applicable on debit card transactions and normal credit card transactions
8. Offer will be applicable to bank EMI transactions only. The offer is applicable on cards swiped under bank EMI option on PineLabs machines at Croma stores
9. This Program is not applicable to Corporate or business cards.
10. Cashback program is also applicable on EMI transactions are done on www.croma.com
11. Customers will get instant benefit equivalent to the interest amount at Croma stores
12. Customer will be levied with interest by the bank for a 3-month tenure
13. Customers will get a gift voucher worth interest amount within 30 working days from date of transactions for croma.com
14. All queries related to the Program will be entertained only till 30th November 2019
15. All the existing offers, gifts, discounts, etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.
16. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly, Banks in no circumstances shall be liable for the non-availability of any of the products.
17. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
18. All government Levies like Sales Tax, TDS, any Local Tax, Octroi, etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of the Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and the language of the arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
20. Croma reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.

 

 

Paytm Cashback Offer - Terms & Conditions

Monday Only

Valid up to 31st December 2019

 

Offer: Cashback of 5% up to Rs.750

1. Offer valid only at Store
2. User to get 5% cashback on paying through Paytm
3. Paytm cashback offer is applicable at Croma Store only
4. On a Minimum billing Rs.10,000
5. Offer is valid only on Mondays
6. Offer Valid up to 31st December 2019
7. Usability: Valid One transaction per user
8. Cashback will be auto-credited to your Paytm wallet within 24 hours
9. The mobile number needs to be verified to be eligible for cashback
10. Paytm and Croma reserves its absolute right to withdraw and/or alter any of the terms and conditions of the Offer at any time without prior notice

 

 

MobiKwik Cashback Offer - Terms & Conditions

Tuesday/Saturday/Sunday Offer

Valid up to 31st December 2019

 

1. Offer valid at Stores and Croma.com
2. Rs. 600 Flat Cashback
3. Minimum transaction Rs.7,500/-
4. Users receive Rs.100/- Cashback per month for 6 months
5. Valid once per month per User
6. Offer valid on Tuesdays, Saturdays & Sundays only

 

 

Freecharge Cashback Offer - Terms & Conditions

Wednesday Only

Valid up to 31st December 2019

 

1. Offer valid at Stores and Croma.com
2. Rs.300 cashback
3. Minimum transaction Rs.3000
4. Offer Valid up to 31st December 2019 only on Wednesdays

 

 

PhonePe Cashback Offer - Terms & Conditions

Friday Only

Valid up to 31st December 2019

 

1. Offer valid at Stores and Croma.com
2. 5% cashback, up to Rs 500/-
3. Minimum transaction Rs. 5,000/-
4. Offer Valid up to 31st December 2019 only on Fridays