SBI Credit Cards - Terms & Conditions

Saturday to Tuesday Only

Valid up to 5th November 2019 

1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with Infiniti Retail Ltd (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
2. The Validity of the Program (“Term”) is from Saturday till Tuesday from 5th Oct’19 till 5th Nov’19 (both days included) unless extended by SBICPSL and the Merchant as mentioned below:

Campaign Period for SBI cards:

1. 5th Oct – 8th Oct,
2. 12th Oct – 15th Oct,
3. 19th Oct – 22nd Oct,
4. 26th Oct – 29th Oct,
5. 2nd Nov – 5th Nov

Offer will be valid on all days between 5th October to 5th November for SBI & Tata Cards

3. Under this Program: A cardholder can avail 5% Cashback on the transaction at Croma Outlets or Croma.com, using SBI Credit card as below, during the term.

4. This Program is not applicable to SBI Corporate Card & SBI debit cards.
5. Cashback is also applicable on 3, 6, 9, 12 Month EMI transactions. 14% Rate of interest applicable on monthly reducing balance on EMI transactions.
6. Cashback will be posted by 01 January 2020.
7. Offer can be combined with brand EMI and cashback offer in case it’s a multibank offer
8. No two offers can be clubbed together. In a case where SBI Card has Cashback offer with certain Manufacturer/OEM their cardholder will only be eligible for that Manufacturer/OEM Cashback offer for purchases done at Croma during the above-mentioned offer period. In such cases, the T&C of Manufacturer/OEM Cashback offer will apply.
9. Delinquent and over-limit SBI Credit Card members will not qualify for this Offer. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after-sales service of such products which shall be at the sole liability to Merchant.
10. All the existing offers, gifts, discounts, etc. that are being offered by the Merchant can be availed by the Cardholders over and above of this exclusive offer as mentioned in the communication.
11. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible for the same.
12. Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
13. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
14. All government levies such as sales tax, TDS, local taxes, octroi, etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
15. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if at all, shall not constitute a claim against SBICPSL.
16. Cardholders are not bound in any way to participate in the Program and any participation is deemed to be voluntary. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time at its own discretion.

ICICI Bank Credit & Debit Cards - Terms & Conditions   

Wednesday & Thursday Only 
Valid up to 31st October 2019

1. This marketing program (“Program”) is from ICICI Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding a valid and current ICICI Bank Debit &/or ICICI Bank Credit Card (“Cardholder”)
2. The Validity of the Program (“Term”) is for every Wednesday & Thursday between 2nd Oct – 31st Oct 2019(Both days included), unless extended by the Parties and Merchant.
3. Under this program:
4. For Normal non-EMI Transactions

For purchase of Rs 15,000 & above with the card on Wednesday & Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as same-day Cashback on qualifying transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2000 as same-day cashback at Croma store

For purchase of Rs 15,000 & above with the card on Wednesday & Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as Cashback on qualifying transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2000 cashback  on croma.com which will be processed within 10 days from date of transaction

5. For EMI Transactions

For purchase of Rs 15,000 & above with the card on Wednesday & Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1250 as same-day Cashback on EMI transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2500 as same-day cashback  at Croma store

For purchase of Rs 15,000 & above with the card on Wednesday & Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as Cashback on EMI transaction & for purchase of Rs 50,000 and above cardholder can avail Rs 2500 cashback  on croma.com which will be processed within 10 days from date of transaction

6. Maximum Cashback on Wednesday & Thursday under the offer will be Rs. 2,500 at a card level
7. This Program is not applicable to ICICI Corporate or Business Credit cards
8. Program is applicable only on transactions are done on Wednesday & Thursdays & will not be applicable on any other day of the week
9. Cashback will not be applicable on the advance invoice
10. Cashback will be applicable on EMI transactions done at Croma stores POS terminal or on croma.com
11. Maximum 1 transaction on a card will be eligible for same-day cashback on a Wednesday & Thursday, any further transaction using the same card will not get the benefit of the offer. Only 1 card per invoice is eligible for cashback
12. Any query regarding the program will be entertained till 30th Nov 2019. Post such date; ICICI Bank will not entertain any correspondence or communication regarding this Program from any cardholder.
13. Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
14. All the existing offers, gifts, discounts, etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
15. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by ICICI Bank or by Merchant
16. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by ICICI Bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and the language of the arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against ICICI Bank
17. The Program is for the consumption of individual retail consumers only
18. Infiniti Retail & ICICI Bank reserve right to modify or end the offer during the campaign period

Note: - Croma is a participating entity as per the commercial between ICICI Bank and Infiniti Retail Ltd.

HDFC Bank Debit & Credit Cards - Terms & Conditions

Friday Only
Valid up to 31st October 2019

1. This marketing program (“Program”) is from HDFC Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding HDFC Bank debit and credit card.
2. The Validity of the Program (“Term”) is from 1st October 2019 – 31st October 2019, unless extended by Banks & Merchant.
3. Under this program:
4. The cashback offer will be applicable on debit & credit cards.
5. Normal non-EMI Transactions: For transaction amounting to Rs. 10,000 & above with the card, HDFC debit or credit cardholder can avail 5% Cashback on qualifying transaction at Croma store and / or croma.com each Friday. Maximum Cashback on each Friday during the promo period is capped at Rs. 2,000 per card.
6. EMI Transactions: Cashback will be applicable on credit and debit cards bank EMI transactions. For transaction amounting to Rs. 10,000 & above with the card, HDFC debit or credit cardholder can avail 5% Cashback on qualifying transaction at Croma store and / or croma.com each Friday. Maximum Cashback on each Friday during the promo period is capped at Rs. 3,000 per card.
7. Total cashback on Friday is capped at Rs3000 per card
8. EMI offer will be applicable on Bank EMI as well as Brand EMI transactions. However, customer can avail only one cashback offer at a time. In the case of Brand EMI Cashback Offer, customer can avail the only Brand EMI Cashback offer.
9. Two cashback offers cannot be combined
10. The cashback offer will be applicable only on Friday from 1st October till 31st October 2019.
11. Cashback will be applicable for one transaction on each Friday
12. This Program is not applicable to Corporate, Business cards, Netsafe and Virtual Cards and Jet Privilege World Debit & credit cards.
13. Cashback program is also applicable to e-Commerce transactions done on www.croma.com
14. Cashback for debit card transactions will be credited to the card account by 31st January 2020 and it will be credited as cashback points where 1 cashback point=1 Rs.
15. Cashback for credit card transactions will be credited directly into credit card account by 31st January 2020
16. Customer needs to redeem the cashback either by logging into Netbanking or calling phone banking. Cashback will be credited to Savings/Salary or current account within 48 Hours of request for redemption.
17. Cashback for credit card transactions will be credited directly into card account within 90 days from date of transaction
18. All queries related to the Program will be entertained only till 30th November 2019
19. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
20. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.

Paytm Cashback Offer - Terms & Conditions

Monday Only

Valid Up to 31st October 2019

Offer: Cashback of 5% up to Rs.750

1. User to get 5% cashback on paying through Paytm
2. Paytm cashback offer is applicable at Croma Store only
3. On a Minimum billing Rs.10,000
4. Offer is valid only on Monday 
5. The validity of offer 1st October 2019 to 31st October 2019
6. Usability: Valid One transaction per user
7. Cashback will be auto-credited to your Paytm wallet within 24 hours
8. The mobile number needs to be verified to be eligible for cashback
9. Paytm and Croma reserves its absolute right to withdraw and/or alter any of the terms and conditions of the Offer at any time without prior notice

Freecharge Cashback Offer - Terms & Conditions

Wednesday Only

Valid Up to 31st October 2019

1. Rs.300 cashback
2. Minimum transaction Rs.3000
3. Valid only on Wednesdays

PhonePe Cashback Offer - Terms & Conditions

Friday Only

Valid up to 31st October 2019

1. 5% cashback, up to Rs 500/-
2. Minimum transaction Rs. 5,000/-
3. Valid only on Fridays

MobiKwik Cashback Offer - Terms & Conditions

Everyday Offer

Valid Up to 31st October 2019

1. Rs.1000 cashback on transactions above Rs.8000
2. Rs.1000 Flat Cashback; Users receive Rs.100 Cashback per month for 10 months. Valid once per month
3. Rs.400 cashback on transactions above Rs.3000
4. Rs.400 Flat Cashback; Users receive Rs.100 Cashback per month for 4 months. Valid once per month 
5. Customers will get the benefit of either Offer 1 or Offer 2, as per the transaction amount