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Terms & Conditions  - Credit Card 3 month EMI Cashback Offer
1
st October – 31st October 2018

  1. The Validity of the Program (“Term”) is from 1st October – 31st October 2018 (Both days included), unless extended Croma.
  2. Offer will be valid on Saturday and Sunday during the promotion period.
  3. Under this program:
  4. For transaction amounting to Rs. 5,000 & above with the credit card for 3 month EMI transaction, Credit cardholder can avail benefit equivalent to interest levied by the bank for 3 months on qualifying EMI transaction at Croma store and / or croma.com
  5. Offer is not applicable on Samsung Phones and Tablets.
  6. The offer will be applicable on 3 month credit card EMI transactions only
  7. The offer is not applicable on debit card transactions and normal credit card transactions
  8. Offer will be applicable on bank EMI transactions only. The offer is applicable on cards swiped under bank EMI option on PineLabs machines at Croma stores
  9. This Program is not applicable on Corporate or business cards.
  10. Cashback programme is also applicable on EMI transactions done on www.croma.com
  11. Customers will get instant benefit equivalent to the interest amount at Croma stores
  12. Customer will be levied with interest by the bank for 3 month tenure
  13. Customers will get a gift voucher worth interest amount within 30 working days from date of transactions for croma.com
  14. All queries related to the Program will be entertained only till 31st October 2018
  15. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.
  16. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly Banks in no circumstances shall be liable for non-availability of any of the products.
  17. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
  18. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
  20. Croma reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.

 

Terms & Conditions : SBI Credit card cashback offer

  1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with Infiniti Retail Ltd (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
  2. The Validity of the Program (“Term”) is from Saturday till Tuesday from 13 Oct’18 till 13 Nov’18(both days included), unless extended by SBICPSL and the Merchant as mentioned below:

Campaign Period for SBI cards:


 

13th Oct - 16th Oct,

20th Oct - 23rd Oct,

27th Oct – 30th Oct,

3rd Nov – 6th Nov,

10th Nov – 13th Nov

 

  1. Offer will be valid on all days between 13th October to 13th November for Tata Cards
  2. Under this Program:
  3. A cardholder can avail 5% Cashback on transaction at Croma Outlets or Croma.com, using SBI Credit card as below, during the term.
  4. Cashback Transaction Max Cashback

    5%

    INR 15,000

    INR 3000 per card account for entire “Campaign Period”

     i.e across all Saturday – Tuesday from 13 Oct till 13 Nov’18.









  5. This Program is not applicable on SBI Corporate Card & SBI debit cards.
  6. Cashback also applicable on 3, 6, 9, 12 Month EMI transactions. 14% Rate of interest applicable on monthly reducing balance on EMI transactions.
  7. Cashback will be posted by 01 January 2019
  8. No two offers can be clubbed together. In case where SBI Card has Cashback offer with certain Manufacturer/OEM their cardholder will only be eligible for that Manufacturer/OEM Cashback offer for purchases done at Croma during above mentioned offer period. In such cases the T&C of Manufacturer/OEM Cashback offer will apply.
  9. Delinquent and over-limit SBI Credit Card members will not qualify for this Offer. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality,delivery or after sales service of such products which shall be at the sole liability to Merchant.
  10. All the existing offers, gifts, discounts etc. that are being offered by the Merchant can be availed by the Cardholders over and above of this exclusive offer as mentioned in the communication.
  11. Pictures of products shown in the communication sent to the customer either through mailers or advertised on   our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
  12. Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
  13. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
  14. All government levies such as sales tax, TDS, local taxes, octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  15. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English.The existence of a dispute, if at all, shall not constitute a claim against SBICPSL.
  16. Cardholders are not bound in any way to participate in the Program and any participation is deemed to be SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time at its own discretion.

 

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