Terms and Conditions:

Under EMI payment mode, customer has to select his issuing bank and the respective No Cost EMI – full or lower interest rates, will be displayed
This should be the only product in your cart to avail the offer.
Customer should check the Details tab before selecting the EMI plan to complete his purchase.
Some banks may charge additional fees for EMI conversion, please check with your issuing bank for the charges.
Issuing Bank ICICI - AMEX co-branded card is not applicable for any brand EMI offer.
No Cost EMI Up To 6 Months
Additional Cashback, Max Up To Rs. 2500 on EMI transaction only
This offer is exclusive to customers who have a SBI Bank credit card, ICICI Bank credit card & Kotak Bank Credit Card EMI transactions
Minimum transaction value- 70% from MRP
Offer is valid on selected products only. Offer may differ from one product to another.
Cashback to be credited after 120 days in Customer Account by the respective Cards / Banks
Only ONE transaction during the offer period per card is allowed for the Cashback / EMI
No two offers can be clubbed together
Customer should select the offer on the payment page under “view all offers” and complete his purchase through EMI mode of payment to avail the benefit.
In case of any conflict, Croma’s decision would be final

Termination clause: Offer can be discontinued, basis Apple’s and Bank’s discretion.