Terms & Conditions -  Credit & Debit Card Instant Discount Offer

• This marketing program (“Program”) is open to all residents of India holding a valid Credit or Debit card issued in India(“Cardholder”)
• The Validity of the Program (“Term”) is for 19th April 2022, unless extended by Croma.
• Under this program customer can avail following benefit:

 10% Instant Discount* on any bank credit or debit card

Terms & Conditions -  Credit & Debit Card Instant Discount Offer

• Offer applicable only on one transaction per card per day.
• Eligible bank customer has to select the bank offer on the payment page to avail the offer
• Non – eligible bank customer will receive appropriate error messages and can proceed without the Instant Discount
• Non EMI instant discount offer can be combined with Brand EMI & Brand cashback offers at stores.
• EMI instant discount offer cannot be combined with Brand EMI & Brand cashback offers at stores.
• Instant Discount will not be extended for the customer if he/she fails to select the bank offer.
• The offer is valid at Croma stores and on croma.com
• Croma reserves right to modify or cancel the order without prior intimation
• Program is applicable only on transactions done in campaign period & will not be applicable on any other day
• Instant Discount will not be applicable on advance invoice
• Maximum 1 transaction on a card will be eligible, any further transaction using same card will not get the benefit of the offer. Only 1 card per invoice is eligible for Instant Discount
• Any query regarding the program will be entertained till 17th April 2022.
• Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
• All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
• Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by HDFC, ICICI & SBI Bank or by Merchant
• Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by HDFC, ICICI & SBI Bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against HDFC, ICICI & SBI Bank
• The Program is for the consumption of individual retail consumers only Infiniti Retail & HDFC, ICICI & SBI Bank reserve right to modify or end the offer during the campaign period

Note: - Croma is a participating entity as per the commercial between HDFC, ICICI & SBI Bank and Infiniti Retail Ltd.