No Cost EMI: In this offer interest to be charged by the bank will be given as instant discount during the purchase.

Terms and Conditions: 

• Offer Period: 4^th to 5^th, 8^th to 11^th,15^th to 18^th,22^nd to 25^th,29^th to 30^th (April’24)
• This Offer is valid only on EMI Transactions done via HDFC banks credit Card only.
• No cost EMI is valid on selected products for 6,9 & 12 months tenure only.
• To avail offer, customer has to select their respective bank & tenure under No Cost EMI payment mode.
• Only one eligible product to be added to cart & Buy Now list to avail No Cost EMI offer (multiple products not to be added)
• Eligible bank customer has to select ‘No Cost EMI’ on the payment page to avail the offer on croma.com
• For select banks, processing fee if applicable to be paid by customer
• Customer should select the offer on the payment page under “view all offers” and complete his purchase through eligible Bank Credit Card to avail the benefit.
• Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
• Amount billed on the payment method on payment page; must meet the minimum amount criteria for the product otherwise benefit of offer will not be passed to customer
• If Gift card/voucher is used as a pre-paid mode of payment clubbed with other payment option then; benefit of offer will not be extended to customer.
• Termination clause: Offer can be discontinued, basis Bank discretion.
• Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offers by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.