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Terms & Conditions -  HDFC Bank Debit & Credit Card - Festive Cashback Offer

•       This marketing program (“Program”) is from HDFC Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding HDFC Bank debit card.

•       The Validity of the Program (“Term”) is for following dates of 2017

           22nd September, 28th September – 2nd October, 6th October – 9th October, 12th October – 22nd October

•       Under this program:

•       For transaction amounting to Rs. 10,000 & above with the card, participating Bank cardholder can avail of a 5% Cash back on qualifying transaction at Croma store and / or croma.com on the offer dates

•       Maximum Cash back during the promo period is capped at Rs. 2,000 per transaction

•       Maximum 3 transactions will be eligible for cashback during the offer period

•       The cashback offer will be applicable on debit & credit cards

•       This Program is not applicable on Corporate ,Business cards, Netsafe and Virtual Cards and Jet Priviledge World Debit cards

•       Cashback programme is also applicable on e-Commerce transactions done on www.croma.com

•       Cash back will be credited to the card account within 75 days from end of the calendar month of the date of transaction and for debit cards  it will be credited as cashback points where 1 cashback point=Rs. 1

•       Customer needs to redeem the cashback for debit cards either by logging into Netbanking or calling phone banking. Cashback will credited to Savings/Salary or current account within 48 Hours of request for redemption.

•       Credit card cashback will be directly credited into the active credit card account by 31st December 2017

•       Cashback is applicable on normal, bank EMI and Brand EMI transactions

•       All queries related to the Program will be entertained only till 22nd October 2017

•       All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution

•       The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.

•       All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.

•       Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly Banks in no circumstances shall be liable for non-availability of any of the products.

•       Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant

•       All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.

•       Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.

•       Note: Croma is a participating company as per the commercial between HDFC Bank Ltd and Infiniti Retail Ltd.