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Terms & Conditions  -  State Bank Debit Cards, SBI Credit Cards & Tata Cards Cash Back
12th,13th,19th,20th August 2017

•This marketing program (“Program”) is from State Bank Debit Card and SBI Card & Payment Services Private Ltd. (“Parties”) under an arrangement with Infinity Retail Ltd., (“Merchant”) and is open to all residents of India holding a valid and current State Bank Debit &/or SBI Credit Card (“Cardholder”)
•The Validity of the Program (“Term”) is for 12th, 13th, 19th & 20th August 2017 unless extended by the Parties and Merchant.
•Under this program:
–For transaction of size Rs. 20,000 & above with the card, a State Bank Debit Card or SBI Credit cardholder can avail of flat 5% Cash back on qualifying transaction  at Croma store or on www.croma.com
–Maximum cashback is Rs 5000 at customer card level
•This Program is not applicable on SBI Corporate Card of SBI Cards.
•Cashback will also be applicable on EMI transactions done at POS terminal or on croma.com
•Cash back will be credited to the card account by 4th October 2017.
•The offer cannot be combined with any other brand EMI offer at the store & customer will get benefit of brand offer only
•Multiple transactions summing up to Rs 20,000 on a card level will not be eligible for the offer
•Any query regarding the program will be entertained till 20th August 2017. Post such date; State Bank Debit Card/SBI Cards will not entertain any correspondence or communication regarding this Programme from any cardholder. Any issue with cash back will be entertained only till the 31st October 2017
•Any customer query regarding cash back processing is required to be raised and will be addressed by SBI Cards and State Bank of India directly
•All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
•Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by State Bank Debit Card or SBI Card or by Merchant
•All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
•Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by State Bank Debit Card and SBI Card for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai for State Bank Debit Card and New Delhi for SBI Card and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against State Bank Debit Card or SBI Card.
•State Bank Debit Card & SBI Card reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
•The Programme is for the consumption of individual retail consumers only
•Note: - Croma is a participating company as per the commercial between State Bank Debit Card , SBI Card and Infiniti Retail Ltd.


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