Offer Validity: 1^st Dec to 31^st Dec 2022
Under EMI payment mode, customer has to select his issuing bank and the respective No Cost EMI which,
will be displayed
This should be the only product in your cart to avail the offer.
Customer should check the Details tab before selecting the EMI plan to complete his purchase.
Some banks may charge additional fees for EMI conversion, please check with your issuing bank for the charges.
Offer is valid on 3 & 6 months on all bank credit card EMI transactions only.
Customers will be eligible to get the No cost EMI options and Cashback for mentioned tenure as per below table.

Products Covered: Selected VIVO smartphones only
Only ONE transaction per month/per card is allowed for the EMI & Only One Card Usage for one Product
Any Interest, Service Tax, Govt Levies, Processing Fees charged by the issuing Bank will be borne by the Customer
Croma may ask for Invoice copies/supporting document for Verification of transaction. Failure to provide the same within seven (07) days may lead to withdrawal of facility & recovery of back amount from the Customer.
No two offers can be clubbed together
Customer should select the offer on the payment page under “view all offers” and complete his purchase through EMI mode of payment to avail the benefit.
Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
Amount billed on the payment method on payment page; must meet the minimum amount criteria for the product otherwise benefit of offer will not be passed to customer.
If Gift card/voucher is used as a pre-paid mode of payment clubbed with other payment option then; benefit of offer will not be extended to customer.