How to get the iPhone 16 at just Rs 40,990 during the Cromtastic December Sale

December has a way of nudging people toward resets. A cleaner home. Fewer tabs open. Maybe even a new phone that does not feel like it is constantly negotiating with its battery by mid-afternoon. Tapping into exactly that mood, Croma has rolled out its Cromtastic December Sale, a year-end shopping window aimed at those final, well-considered upgrades before the calendar flips.

Running from December 15 to January 4, the sale spans all Croma stores across India, covering everything from smartphones to home appliances. And for anyone who has been eyeing a new Apple phone, there’s a great deal you can check out.

ALSO READ: Best iPhone 16 accessories you can buy right now for all its models

Right now, the iPhone 16 is available at a starting price of Rs 40,990, with EMIs beginning at just Rs 1,833. Here’s how you can nab this sweet deal.

How to get the iPhone 16 at Rs 40,990 during Cromtastic December Sale

At first glance, the iPhone 16 carries an MRP of Rs 69,900. The Cromtastic December Sale, however, stacks multiple savings layers to bring it down. Here are all the discounts that bring it down:

– Instant discount: Rs 3,910
– Bank cashback: Rs 3,000
– Exchange value on eligible old devices: Up to Rs 16,000
– Additional exchange bonus: Up to Rs 6,000

Put together, the effective starting price lands at Rs 40,990, assuming applicable bank offers and a qualifying exchange. For buyers who prefer monthly payments, the EMI option keeps the upfront pressure light, which makes the upgrade easier to justify during year-end expenses.

Why this iPhone 16 deal feels timed just right

The Cromtastic December Sale is positioned as the final upgrade window of 2025, and that framing works. Post-festive sales rarely offer this level of stacking, especially on Apple products, which traditionally resist deep discounts. For consumers who skipped festive-season shopping or held off waiting for the right moment, this feels like a calculated second chance.

More importantly, it aligns with how people are thinking right now. Less impulse buying, more practical upgrades that will actually carry into the new year. A phone that will last multiple iOS cycles fits neatly into that mindset.

As with all good deals, there are conditions worth noting. The offer is subject to applicable cashback or discounts provided by participating banks or consumer finance partners. Exchange values depend on the eligibility and condition of the old device. In EMI transactions, cashback values may be lower or not applicable.

The sale is live across all Croma stores, and availability can change quickly, especially as the year-end rush builds. For anyone planning a fresh start in 2026 with fewer compromises and a better phone in hand, this might be the cleanest iPhone 16 deal you will see this year. Will you be grabbing it? Let us know in the comments.